Thursday, December 30, 2010

Dave Ramsey update and Sorta what I did this week

Just wanted to Jabber on about my day. This morning Jimmy woke up not to his alarm but to my mom texting me at 7:20. Keep in mind, Jimmy leaves for work at 7:20 on a late day. So there was no way he was going to be able to bring Caleb to my moms for me. He left for work and I went back to sleep. Fast forward an hour and 25 min later. I woke up, not to my kid but to my mom :) :) texting me at 8:45. lol Then the kid came in. Well, I wasn't getting back to sleep but sleeping in was really nice today!! Yesterday was a busy day for me, Jimmy was home, my son was home, my sister and her mom came over and made cookies, also got a bunch of surveys done!, got some coke rewards put in (I have a box full), some bills paid, and a few other things too. But with paying bills, that means you must have money in your bank account. Well, we didn't! I am a Dave Ramsey gal. So all our money is at home. So I had Jimmy bring money to the bank.
Also, my home mortgage needed to be paid, so this morning I went and paid my mortgage for Feb. Yes, Feb. I am a month ahead. I know. Not really a Dave thing. But it's a Jessica security thing. And truthfully speaking, when we get to the baby being born, our wedding, our honey moon, ect. I want to make sure that those are being paid! And if I don't have time or money to do so, then we will have an extra $500 that month to work with. I am classic for "hiding" money and this is another way I do it. Jimmy and I both pay a little extra on our mortgages. Again, not quite a Dave thing but I never claimed to do EVERY THING his way. I owe $474 on mine and we pay $500. He owes $598 and we pay $650. I have a 15 year mortgage but Jimmy has a 30 year!! When he got the house a year and a half ago, we were seeing each other but we weren't seriously seeing each other. But I told him to get a 15 year. He didn't listen.
As of July 1st this year, we still have $4,964.12 to pay off of Jimmy's student loan in his name. That student loan started off at $6,147 which means that Jimmy has been paying on his student loan since the beginning of 2007 and has only paid off $1182.88 as of July. YIKES!! Since we have Baby step 1 completed ($1,000 in the bank) This is baby step 2 for us.
Pay off all debt using the Debt Snowball. This is semi on hold right now as we are just trying to get by these next 4 or so months til I can go back to work. Also, we have a honey moon semi paid for already. We are going to Hawaii. I know, for some one who is in debt we shouldn't be going. We typically aren't big spenders and we want to make the best of this honey moon. I am a panic queen when it comes to money. I am the Nerd in the family!! But this is something that I want to do. For once in my life, i want to spend money on something. It's just going to happen. I am just going to deal with the criticism.
Along with Jimmy having a student loan out in his name, his mom also has a student loan out in her name for him!! The original balance was $17,305.61!! And four years later it is at $15,718.04. Yup, he's paid off $1,587.57. This is the second item of Debt snowball that we are trying to attack!

He has paid out roughly $11,380 and paid off $2,770.  Thank You Sallie Mae for picking up our slack! That's the new of the day for me :)

Free Purina Pet food

http://instoresnow.walmart.com/enhancedrendercontent_ektid82797.aspx?POV=3&wmlspartner=NKa3hZyYoHA&sourceid=15344072553328838272

The link above will get you free dog or cat food. I got this sample a few days ago and I am glad to see that it is back again. Wait for the ONE banner. It'll say get your free sample. Super easy and they sent me a full size box of cat food (BTW, I had requested dog food for my mom. So I am not sure what's up with that.) But... I guess lets try round 2. : )

Huggies Rewards!

Another Huggies rewards point for ya here. Go here:

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Free Gucci Fragrance

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Will get you a free sample of Gucci fragrance! Send it to you and anyone else you know on Facebook. Make sure to like them, then head over to the Gucci guilty tab.

Free Yoplait Yogurt

Head on over to:

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To get a free cup of yogurt! Like the page and click on the calcium tab the very top will have the freebie offer on it!!

Wednesday, December 29, 2010

Ultrasound Yesterday

Yesterday I had my ultrasound appointment at 2 PM. Before that, I needed to go down stairs to the lab and drink that nasty orange drink for my 1 hour glucose test. They told me I needed to be back in the lab at 2:47 to get my blood drawn for that. So I slowly waddled to my Dr. for my ultrasound appointment which might I add, is at the opposite end of this really long building! I waited in the waiting room til 2:27 at which time they brought me back for my weight. I am up to a whopping 159!! Up 3 lbs from last week. However, they told me I didn't gain any weight last week so really I am up 3 lbs from 2 weeks ago. Pre-pregnancy weight was 147. So I have gained about 12 lbs and I am 26 weeks 3 days along. Then they took my blood pressure. Everything was alright there. By the time we made it into the room I had just 9 min to get my ultrasound done, signed out, and waddle my way down stairs again! Instead of having the ultrasound tech do my ultrasound, my Dr. did it!! He seems to like doing them on me or something because one day I had the ultrasound tech doing it and he came in and asked to switch with her! I really like both my ultrasound tech and the specialist so I don't mind who does it. I told the Dr. I needed to be back for blood work and he said, "We like you so much we want you to stay here with us." And he had the nurse take my blood work : ) That was kinda nice to because then I wasn't going down to a nurse whom I didn't know. Dr. looked at my numbers, first the heart, going through the cycle all the way down to the amniotic fluid. Everything looked good. But the amniotic fluid was still at a 7!! I also expressed a concern I had regarding pain in my hips and low low belly when the baby kicked. Only sometimes but still a concern I had. He tried to look at my cervix but was unable to because I don't have enough amniotic fluid. The ultrasound was done. However, he had me go into a room with just a blanket over my bottom half and do a physical exam for my cervix. It was not at all effaced which is great news. He is wondering now why I have been on bed rest for 2 weeks with no more amniotic fluid. He isn't sure but is having me take 81mg aspirin because he is wondering if the placenta is maturing faster than the baby is. He is wondering if blood vessels are being blocked off that normally wouldn't be blocked off at this point. Blood vessels that should be providing nutrients to the baby that aren't now. So he is having me go on 1 81mg aspirin in hopes that it will open up some of those blood vessels and provide better blood flow to the placenta. After that I was done. He had me make another appointment for next week Thursday the 6th for a weight check and "short" ultrasound and another full ultrasound in two weeks on Friday the 14th. For now, I am to lay down only. Relax, and do nothing, all day, everyday!! Which is a killer for me.

Monday, December 27, 2010

Huggies Rewards!

Huggies has got yet another one for us. I think this is the most that I have ever seen at one time for Huggies or Pampers! Here's the code to get you another 5 points!

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